BBB® encourages preparation for Karen
Pensacola, Fla. (Oct. 3, 2013) – As
Tropical Storm Karen continues to track in our direction, your Better
Business Bureau serving Northwest Florida urges businesses and consumers
to prepare now for its potential impact.
Your BBB offers the following tips to help businesses and individuals get ready for Tropical Storm Karen.
- Create and maintain an inventory of property: Take
photos or video of all property, whether your personal possessions or
your business' equipment. Keep receipts and serial numbers for major
items. Store the photos or video as well as paperwork in a safe place,
away from your home or business, such as a safe deposit box at your
- Keep important numbers handy: Make
sure you have access to your policy and insurance numbers at all times.
While hurricanes give some advanced warning, other disasters can strike
with no notice.
- Read your insurance policies carefully: Read
the fine print so you know what is and is not covered. It's especially
important to know what you're entitled to receive after a disaster.
Remember that most insurance does not cover flooding; you'll need a
separate flood insurance policy. And if you operate a home-based
business, most homeowner's insurance policies do not generally cover
home-based business losses.
- Get a kit: Keep
enough emergency supplies on hand for you and those in your care,
whether at home or at the office. There should be enough supplies to
last at least three days. Keep water, non-perishable food, first aid,
flashlights, a battery-powered radio and other essential items (visit www.ready.gov for a full checklist of supplies) in a safe but easily-accessible location.
- Make a plan: There are a number of resources to help you prepare a plan to operate in the aftermath of a disaster. FEMA's ready.gov/business offers checklists; Florida's Emergency Management site offers guided questions to help you prepare; the Small Business Administration
offers a wealth of resources. Make sure you have a plan that works for
your business. Individuals also need a plan – work with your neighbors,
colleagues, families and others to create a plan that fits your
circumstances, whether you will be evacuating or sheltering in place.
additional information and advice you can trust, start with
The information above was released Thursday by the BBB.